Allegany College of Maryland — ROI, Cost & Payback
Allegany College of Maryland charges a net price of $8,819/yr after aid — a 2-year total of $17,638. Median earnings ten years after entry are $38,476, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Allegany College of Maryland does not clear its cost — it ranks #39 of 52 Maryland colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $8,819/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $17,638 | our math |
| Median earnings, 10 yrs after entry | $38,476 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$9,884/yr | our math |
| Median debt (completers) | $13,702 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$215,318 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Allegany College of Maryland's own numbers. Net price $8,819 × 2 years = $17,638 total. Median earnings $38,476 fall $9,884 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $17,638 bill in about 1.8 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Allegany College of Maryland students graduate with?
A median $13,702 in federal loans among completers, or 36% of the $38,476 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Allegany College of Maryland students graduate?
40% finish their degree — 60% leave carrying the cost without the credential. Spread the $17,638 bill across that completion rate and the cohort pays $44,095 per graduate produced — our math, and the figure a payback number never shows.
Is Allegany College of Maryland expensive compared with other Maryland colleges?
Its $8,819 net price runs $8,759 below the $17,578 median across the 52 Maryland colleges we profile, and $17,518 less across the full degree.