Binghamton University — ROI, Cost & Payback
Binghamton University charges a net price of $21,620/yr after aid — a 4-year total of $86,480. Graduates earn a median $80,596 ten years after entry, $32,236/yr above the $48,360 high-school baseline, clearing the total in 2.7 years — a 20-year net return of $558,240, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
Binghamton University's 2.7-year payback ranks #136 of 1,280 US colleges we track — better ROI than 89% of them, and #19 of 203 in New York.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $21,620/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $86,480 | our math |
| Median earnings, 10 yrs after entry | $80,596 | Scorecard, 2026 |
| Earnings premium over HS baseline | $32,236/yr | our math |
| Median debt (completers) | $18,500 | Scorecard, 2026 |
| Payback | 2.7 yrs | our math |
| 20-year net return | $558,240 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Binghamton University's own numbers. Net price $21,620 × 4 years = $86,480 total. Median earnings $80,596 − the $48,360 high-school baseline = $32,236 a year of premium. $86,480 ÷ $32,236 = 2.7 years to break even; twenty years of that premium minus the cost leaves $558,240. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Binghamton University students graduate with?
A median $18,500 in federal loans among completers, or 23% of the $80,596 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Binghamton University students graduate?
82% finish their degree. Spread the $86,480 bill across that completion rate and the cohort pays $105,463 per graduate produced — our math, and the figure a payback number never shows.
Is Binghamton University expensive compared with other New York colleges?
Its $21,620 net price runs $2,707 above the $18,913 median across the 203 New York colleges we profile, or $10,828 more across the full degree.