Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

Bluffton University — ROI, Cost & Payback

Private nonprofit · Bluffton, OH · 582 students

The verdict

Bluffton University charges a net price of $19,943/yr after aid — a 4-year total of $79,772. Graduates earn a median $49,547 ten years after entry, $1,187/yr above the $48,360 high-school baseline, clearing the total in 67.2 years — a 20-year net return of -$56,032, a weak return — the cost is hard to justify on earnings alone. (Scorecard, 2026 · our math.)

Share

Bluffton University's 67.2-year payback ranks #1,211 of 1,280 US colleges we track — better ROI than 5% of them, and #61 of 144 in Ohio.

Better ROI than 5% of US colleges#1,211 of 1,280
Weakest ROIStrongest ROI
$19,943
Net price / yr
Scorecard, 2026
$49,547
Median earnings, 10 yrs
Scorecard, 2026
67.2 yrs
Payback
Our math, 2026
67%
Admission rate
Scorecard, 2026
Bluffton University: cost, earnings and payback
MeasureValueSource
Net price (after aid)$19,943/yrScorecard, 2026
Total net cost (4 yrs)$79,772our math
Median earnings, 10 yrs after entry$49,547Scorecard, 2026
Earnings premium over HS baseline$1,187/yrour math
Median debt (completers)$27,000Scorecard, 2026
Payback67.2 yrsour math
20-year net return-$56,032our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on Bluffton University's own numbers. Net price $19,943 × 4 years = $79,772 total. Median earnings $49,547 − the $48,360 high-school baseline = $1,187 a year of premium. $79,772 ÷ $1,187 = 67.2 years to break even; twenty years of that premium minus the cost leaves -$56,032. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do Bluffton University students graduate with?

A median $27,000 in federal loans among completers, or 54% of the $49,547 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of Bluffton University students graduate?

53% finish their degree — 47% leave carrying the cost without the credential. Spread the $79,772 bill across that completion rate and the cohort pays $150,513 per graduate produced — our math, and the figure a payback number never shows.

Is Bluffton University expensive compared with other Ohio colleges?

Its $19,943 net price runs $161 above the $19,783 median across the 144 Ohio colleges we profile, or $642 more across the full degree.

Bluffton University: frequently asked questions

Is Bluffton University worth the cost?
On the numbers, yes. Bluffton University charges $19,943/yr after aid ($79,772 over 4 years), and graduates earn a median $49,547 ten years out — $1,187/yr above the $48,360 high-school baseline. That clears the cost in 67.2 years and returns -$56,032 net over 20 years, a weak return — the cost is hard to justify on earnings alone.
How long does a Bluffton University degree take to pay off?
About 67.2 years. We divide the $79,772 four-year net cost by the $1,187/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Bluffton University cost after financial aid?
The median net price is $19,943/yr — about $79,772 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Bluffton University compare to other Ohio colleges?
It ranks #61 of 144 Ohio colleges we track by payback. Its $49,547 median earnings beat the national median of $43,549, and its $19,943 net price is above the national median of $16,902.