Cambridge College — ROI, Cost & Payback
Cambridge College charges a net price of $31,072/yr after aid — a 4-year total of $124,288. Median earnings ten years after entry are $45,998, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Cambridge College does not clear its cost — it ranks #72 of 85 Massachusetts colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $31,072/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $124,288 | our math |
| Median earnings, 10 yrs after entry | $45,998 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$2,362/yr | our math |
| Median debt (completers) | $21,791 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$171,528 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Cambridge College's own numbers. Net price $31,072 × 4 years = $124,288 total. Median earnings $45,998 fall $2,362 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $124,288 bill in about 12.4 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Cambridge College students graduate with?
A median $21,791 in federal loans among completers, or 47% of the $45,998 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Cambridge College students graduate?
11% finish their degree — 89% leave carrying the cost without the credential. Spread the $124,288 bill across that completion rate and the cohort pays $1,129,891 per graduate produced — our math, and the figure a payback number never shows.
Is Cambridge College expensive compared with other Massachusetts colleges?
Its $31,072 net price runs $6,189 above the $24,883 median across the 85 Massachusetts colleges we profile, or $24,756 more across the full degree.