Central Baptist College — ROI, Cost & Payback
Central Baptist College charges a net price of $12,287/yr after aid — a 4-year total of $49,148. Median earnings ten years after entry are $46,789, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Central Baptist College does not clear its cost — it ranks #8 of 47 Arkansas colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $12,287/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $49,148 | our math |
| Median earnings, 10 yrs after entry | $46,789 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$1,571/yr | our math |
| Median debt (completers) | $22,250 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$80,568 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Central Baptist College's own numbers. Net price $12,287 × 4 years = $49,148 total. Median earnings $46,789 fall $1,571 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $49,148 bill in about 4.9 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Central Baptist College students graduate with?
A median $22,250 in federal loans among completers, or 48% of the $46,789 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Central Baptist College students graduate?
34% finish their degree — 66% leave carrying the cost without the credential. Spread the $49,148 bill across that completion rate and the cohort pays $144,553 per graduate produced — our math, and the figure a payback number never shows.
Is Central Baptist College expensive compared with other Arkansas colleges?
Its $12,287 net price runs $79 below the $12,366 median across the 47 Arkansas colleges we profile, and $316 less across the full degree.