Central Texas College — ROI, Cost & Payback
Central Texas College charges a net price of $10,265/yr after aid — a 2-year total of $20,530. Median earnings ten years after entry are $40,995, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Central Texas College does not clear its cost — it ranks #96 of 213 Texas colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $10,265/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $20,530 | our math |
| Median earnings, 10 yrs after entry | $40,995 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$7,365/yr | our math |
| Median debt (completers) | $6,750 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$167,830 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Central Texas College's own numbers. Net price $10,265 × 2 years = $20,530 total. Median earnings $40,995 fall $7,365 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $20,530 bill in about 2.1 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Central Texas College students graduate with?
A median $6,750 in federal loans among completers, or 16% of the $40,995 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Central Texas College students graduate?
11% finish their degree — 89% leave carrying the cost without the credential. Spread the $20,530 bill across that completion rate and the cohort pays $186,636 per graduate produced — our math, and the figure a payback number never shows.
Is Central Texas College expensive compared with other Texas colleges?
Its $10,265 net price runs $9,094 below the $19,359 median across the 213 Texas colleges we profile, and $18,188 less across the full degree.