College of Central Florida — ROI, Cost & Payback
College of Central Florida charges a net price of $12,088/yr after aid — a 4-year total of $48,352. Median earnings ten years after entry are $38,203, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, College of Central Florida does not clear its cost — it ranks #96 of 166 Florida colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $12,088/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $48,352 | our math |
| Median earnings, 10 yrs after entry | $38,203 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$10,157/yr | our math |
| Median debt (completers) | $13,000 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$251,492 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on College of Central Florida's own numbers. Net price $12,088 × 4 years = $48,352 total. Median earnings $38,203 fall $10,157 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $48,352 bill in about 4.8 years — the gap, not the price, is what blocks payback. Full method.
How much debt do College of Central Florida students graduate with?
A median $13,000 in federal loans among completers, or 34% of the $38,203 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of College of Central Florida students graduate?
44% finish their degree — 56% leave carrying the cost without the credential. Spread the $48,352 bill across that completion rate and the cohort pays $109,891 per graduate produced — our math, and the figure a payback number never shows.
Is College of Central Florida expensive compared with other Florida colleges?
Its $12,088 net price runs $7,724 below the $19,812 median across the 166 Florida colleges we profile, and $30,896 less across the full degree.