College of Micronesia-FSM — ROI, Cost & Payback
College of Micronesia-FSM charges a net price of $6,789/yr after aid — a 2-year total of $13,578. Median earnings ten years after entry are $24,651, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, College of Micronesia-FSM does not clear its cost — it ranks #1 of 1 FM colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $6,789/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $13,578 | our math |
| Median earnings, 10 yrs after entry | $24,651 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$23,709/yr | our math |
| Median debt (completers) | — | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$487,758 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on College of Micronesia-FSM's own numbers. Net price $6,789 × 2 years = $13,578 total. Median earnings $24,651 fall $23,709 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $13,578 bill in about 1.4 years — the gap, not the price, is what blocks payback. Full method.
What share of College of Micronesia-FSM students graduate?
34% finish their degree — 66% leave carrying the cost without the credential. Spread the $13,578 bill across that completion rate and the cohort pays $39,935 per graduate produced — our math, and the figure a payback number never shows.
Is College of Micronesia-FSM expensive compared with other FM colleges?
Its $6,789 net price runs $0 above the $6,789 median across the 1 FM colleges we profile, or $0 more across the full degree.