East Texas Baptist University — ROI, Cost & Payback
East Texas Baptist University charges a net price of $23,911/yr after aid — a 4-year total of $95,644. Graduates earn a median $52,788 ten years after entry, $4,428/yr above the $48,360 high-school baseline, clearing the total in 21.6 years — a 20-year net return of -$7,084, a weak return — the cost is hard to justify on earnings alone. (Scorecard, 2026 · our math.)
East Texas Baptist University's 21.6-year payback ranks #1,077 of 1,280 US colleges we track — better ROI than 16% of them, and #57 of 213 in Texas.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $23,911/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $95,644 | our math |
| Median earnings, 10 yrs after entry | $52,788 | Scorecard, 2026 |
| Earnings premium over HS baseline | $4,428/yr | our math |
| Median debt (completers) | $23,250 | Scorecard, 2026 |
| Payback | 21.6 yrs | our math |
| 20-year net return | -$7,084 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on East Texas Baptist University's own numbers. Net price $23,911 × 4 years = $95,644 total. Median earnings $52,788 − the $48,360 high-school baseline = $4,428 a year of premium. $95,644 ÷ $4,428 = 21.6 years to break even; twenty years of that premium minus the cost leaves -$7,084. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do East Texas Baptist University students graduate with?
A median $23,250 in federal loans among completers, or 44% of the $52,788 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of East Texas Baptist University students graduate?
47% finish their degree — 53% leave carrying the cost without the credential. Spread the $95,644 bill across that completion rate and the cohort pays $203,498 per graduate produced — our math, and the figure a payback number never shows.
Is East Texas Baptist University expensive compared with other Texas colleges?
Its $23,911 net price runs $4,552 above the $19,359 median across the 213 Texas colleges we profile, or $18,208 more across the full degree.