Emmanuel College — ROI, Cost & Payback
Emmanuel College charges a net price of $26,706/yr after aid — a 4-year total of $106,824. Graduates earn a median $68,245 ten years after entry, $19,885/yr above the $48,360 high-school baseline, clearing the total in 5.4 years — a 20-year net return of $290,876, a solid payback. (Scorecard, 2026 · our math.)
Emmanuel College's 5.4-year payback ranks #464 of 1,280 US colleges we track — better ROI than 64% of them, and #30 of 85 in Massachusetts.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $26,706/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $106,824 | our math |
| Median earnings, 10 yrs after entry | $68,245 | Scorecard, 2026 |
| Earnings premium over HS baseline | $19,885/yr | our math |
| Median debt (completers) | $27,000 | Scorecard, 2026 |
| Payback | 5.4 yrs | our math |
| 20-year net return | $290,876 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Emmanuel College's own numbers. Net price $26,706 × 4 years = $106,824 total. Median earnings $68,245 − the $48,360 high-school baseline = $19,885 a year of premium. $106,824 ÷ $19,885 = 5.4 years to break even; twenty years of that premium minus the cost leaves $290,876. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Emmanuel College students graduate with?
A median $27,000 in federal loans among completers, or 40% of the $68,245 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Emmanuel College students graduate?
68% finish their degree — 32% leave carrying the cost without the credential. Spread the $106,824 bill across that completion rate and the cohort pays $157,094 per graduate produced — our math, and the figure a payback number never shows.
Is Emmanuel College expensive compared with other Massachusetts colleges?
Its $26,706 net price runs $1,823 above the $24,883 median across the 85 Massachusetts colleges we profile, or $7,292 more across the full degree.