Five Towns College — ROI, Cost & Payback
Five Towns College charges a net price of $22,992/yr after aid — a 4-year total of $91,968. Median earnings ten years after entry are $35,887, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Five Towns College does not clear its cost — it ranks #179 of 203 New York colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $22,992/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $91,968 | our math |
| Median earnings, 10 yrs after entry | $35,887 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$12,473/yr | our math |
| Median debt (completers) | $21,500 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$341,428 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Five Towns College's own numbers. Net price $22,992 × 4 years = $91,968 total. Median earnings $35,887 fall $12,473 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $91,968 bill in about 9.2 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Five Towns College students graduate with?
A median $21,500 in federal loans among completers, or 60% of the $35,887 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Five Towns College students graduate?
55% finish their degree — 45% leave carrying the cost without the credential. Spread the $91,968 bill across that completion rate and the cohort pays $167,215 per graduate produced — our math, and the figure a payback number never shows.
Is Five Towns College expensive compared with other New York colleges?
Its $22,992 net price runs $4,079 above the $18,913 median across the 203 New York colleges we profile, or $16,316 more across the full degree.