Frank Phillips College — ROI, Cost & Payback
Frank Phillips College charges a net price of $7,953/yr after aid — a 4-year total of $31,812. Median earnings ten years after entry are $37,179, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Frank Phillips College does not clear its cost — it ranks #135 of 213 Texas colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $7,953/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $31,812 | our math |
| Median earnings, 10 yrs after entry | $37,179 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$11,181/yr | our math |
| Median debt (completers) | $9,500 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$255,432 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Frank Phillips College's own numbers. Net price $7,953 × 4 years = $31,812 total. Median earnings $37,179 fall $11,181 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $31,812 bill in about 3.2 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Frank Phillips College students graduate with?
A median $9,500 in federal loans among completers, or 26% of the $37,179 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Frank Phillips College students graduate?
45% finish their degree — 55% leave carrying the cost without the credential. Spread the $31,812 bill across that completion rate and the cohort pays $70,693 per graduate produced — our math, and the figure a payback number never shows.
Is Frank Phillips College expensive compared with other Texas colleges?
Its $7,953 net price runs $11,406 below the $19,359 median across the 213 Texas colleges we profile, and $45,624 less across the full degree.