Frostburg State University — ROI, Cost & Payback
Frostburg State University charges a net price of $16,715/yr after aid — a 4-year total of $66,860. Graduates earn a median $55,493 ten years after entry, $7,133/yr above the $48,360 high-school baseline, clearing the total in 9.4 years — a 20-year net return of $75,800, a solid payback. (Scorecard, 2026 · our math.)
Frostburg State University's 9.4-year payback ranks #766 of 1,280 US colleges we track — better ROI than 40% of them, and #19 of 52 in Maryland.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $16,715/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $66,860 | our math |
| Median earnings, 10 yrs after entry | $55,493 | Scorecard, 2026 |
| Earnings premium over HS baseline | $7,133/yr | our math |
| Median debt (completers) | $21,105 | Scorecard, 2026 |
| Payback | 9.4 yrs | our math |
| 20-year net return | $75,800 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Frostburg State University's own numbers. Net price $16,715 × 4 years = $66,860 total. Median earnings $55,493 − the $48,360 high-school baseline = $7,133 a year of premium. $66,860 ÷ $7,133 = 9.4 years to break even; twenty years of that premium minus the cost leaves $75,800. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Frostburg State University students graduate with?
A median $21,105 in federal loans among completers, or 38% of the $55,493 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Frostburg State University students graduate?
50% finish their degree — 50% leave carrying the cost without the credential. Spread the $66,860 bill across that completion rate and the cohort pays $133,720 per graduate produced — our math, and the figure a payback number never shows.
Is Frostburg State University expensive compared with other Maryland colleges?
Its $16,715 net price runs $863 below the $17,578 median across the 52 Maryland colleges we profile, and $3,452 less across the full degree.