Grace Christian University — ROI, Cost & Payback
Grace Christian University charges a net price of $12,404/yr after aid — a 4-year total of $49,616. Median earnings ten years after entry are $41,663, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Grace Christian University does not clear its cost — it ranks #44 of 85 Michigan colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $12,404/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $49,616 | our math |
| Median earnings, 10 yrs after entry | $41,663 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$6,697/yr | our math |
| Median debt (completers) | $24,375 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$183,556 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Grace Christian University's own numbers. Net price $12,404 × 4 years = $49,616 total. Median earnings $41,663 fall $6,697 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $49,616 bill in about 5.0 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Grace Christian University students graduate with?
A median $24,375 in federal loans among completers, or 59% of the $41,663 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Grace Christian University students graduate?
51% finish their degree — 49% leave carrying the cost without the credential. Spread the $49,616 bill across that completion rate and the cohort pays $97,286 per graduate produced — our math, and the figure a payback number never shows.
Is Grace Christian University expensive compared with other Michigan colleges?
Its $12,404 net price runs $1,897 below the $14,301 median across the 85 Michigan colleges we profile, and $7,588 less across the full degree.