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Hamilton College — ROI, Cost & Payback

Private nonprofit · Clinton, NY · 2,030 students

The verdict

Hamilton College charges a net price of $28,985/yr after aid — a 4-year total of $115,940. Graduates earn a median $78,411 ten years after entry, $30,051/yr above the $48,360 high-school baseline, clearing the total in 3.9 years — a 20-year net return of $485,080, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)

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Hamilton College's 3.9-year payback ranks #278 of 1,280 US colleges we track — better ROI than 78% of them, and #36 of 203 in New York.

Better ROI than 78% of US colleges#278 of 1,280
Weakest ROIStrongest ROI
$28,985
Net price / yr
Scorecard, 2026
$78,411
Median earnings, 10 yrs
Scorecard, 2026
3.9 yrs
Payback
Our math, 2026
14%
Admission rate
Scorecard, 2026
Hamilton College: cost, earnings and payback
MeasureValueSource
Net price (after aid)$28,985/yrScorecard, 2026
Total net cost (4 yrs)$115,940our math
Median earnings, 10 yrs after entry$78,411Scorecard, 2026
Earnings premium over HS baseline$30,051/yrour math
Median debt (completers)$17,000Scorecard, 2026
Payback3.9 yrsour math
20-year net return$485,080our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on Hamilton College's own numbers. Net price $28,985 × 4 years = $115,940 total. Median earnings $78,411 − the $48,360 high-school baseline = $30,051 a year of premium. $115,940 ÷ $30,051 = 3.9 years to break even; twenty years of that premium minus the cost leaves $485,080. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do Hamilton College students graduate with?

A median $17,000 in federal loans among completers, or 22% of the $78,411 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of Hamilton College students graduate?

91% finish their degree. Spread the $115,940 bill across that completion rate and the cohort pays $127,407 per graduate produced — our math, and the figure a payback number never shows.

Is Hamilton College expensive compared with other New York colleges?

Its $28,985 net price runs $10,072 above the $18,913 median across the 203 New York colleges we profile, or $40,288 more across the full degree.

Hamilton College: frequently asked questions

Is Hamilton College worth the cost?
On the numbers, yes. Hamilton College charges $28,985/yr after aid ($115,940 over 4 years), and graduates earn a median $78,411 ten years out — $30,051/yr above the $48,360 high-school baseline. That clears the cost in 3.9 years and returns $485,080 net over 20 years, a strong payback — the degree clears its cost fast.
How long does a Hamilton College degree take to pay off?
About 3.9 years. We divide the $115,940 four-year net cost by the $30,051/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Hamilton College cost after financial aid?
The median net price is $28,985/yr — about $115,940 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Hamilton College compare to other New York colleges?
It ranks #36 of 203 New York colleges we track by payback. Its $78,411 median earnings beat the national median of $43,549, and its $28,985 net price is above the national median of $16,902.