Holyoke Community College — ROI, Cost & Payback
Holyoke Community College charges a net price of $8,068/yr after aid — a 2-year total of $16,136. Median earnings ten years after entry are $37,277, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Holyoke Community College does not clear its cost — it ranks #77 of 85 Massachusetts colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $8,068/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $16,136 | our math |
| Median earnings, 10 yrs after entry | $37,277 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$11,083/yr | our math |
| Median debt (completers) | $8,250 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$237,796 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Holyoke Community College's own numbers. Net price $8,068 × 2 years = $16,136 total. Median earnings $37,277 fall $11,083 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $16,136 bill in about 1.6 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Holyoke Community College students graduate with?
A median $8,250 in federal loans among completers, or 22% of the $37,277 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Holyoke Community College students graduate?
29% finish their degree — 71% leave carrying the cost without the credential. Spread the $16,136 bill across that completion rate and the cohort pays $55,641 per graduate produced — our math, and the figure a payback number never shows.
Is Holyoke Community College expensive compared with other Massachusetts colleges?
Its $8,068 net price runs $16,815 below the $24,883 median across the 85 Massachusetts colleges we profile, and $33,630 less across the full degree.