Lincoln Technical Institute-Paramus — ROI, Cost & Payback
Lincoln Technical Institute-Paramus charges a net price of $41,121/yr after aid — a 4-year total of $164,484. Median earnings ten years after entry are $31,914, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Lincoln Technical Institute-Paramus does not clear its cost — it ranks #74 of 78 New Jersey colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $41,121/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $164,484 | our math |
| Median earnings, 10 yrs after entry | $31,914 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$16,446/yr | our math |
| Median debt (completers) | $10,521 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$493,404 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Lincoln Technical Institute-Paramus's own numbers. Net price $41,121 × 4 years = $164,484 total. Median earnings $31,914 fall $16,446 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $164,484 bill in about 16.4 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Lincoln Technical Institute-Paramus students graduate with?
A median $10,521 in federal loans among completers, or 33% of the $31,914 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Lincoln Technical Institute-Paramus students graduate?
70% finish their degree. Spread the $164,484 bill across that completion rate and the cohort pays $234,977 per graduate produced — our math, and the figure a payback number never shows.
Is Lincoln Technical Institute-Paramus expensive compared with other New Jersey colleges?
Its $41,121 net price runs $20,704 above the $20,418 median across the 78 New Jersey colleges we profile, or $82,814 more across the full degree.