Lincoln Technical Institute-Union — ROI, Cost & Payback
Lincoln Technical Institute-Union charges a net price of $27,311/yr after aid — a 4-year total of $109,244. Median earnings ten years after entry are $46,396, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Lincoln Technical Institute-Union does not clear its cost — it ranks #47 of 78 New Jersey colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $27,311/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $109,244 | our math |
| Median earnings, 10 yrs after entry | $46,396 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$1,964/yr | our math |
| Median debt (completers) | $11,730 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$148,524 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Lincoln Technical Institute-Union's own numbers. Net price $27,311 × 4 years = $109,244 total. Median earnings $46,396 fall $1,964 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $109,244 bill in about 10.9 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Lincoln Technical Institute-Union students graduate with?
A median $11,730 in federal loans among completers, or 25% of the $46,396 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Lincoln Technical Institute-Union students graduate?
75% finish their degree. Spread the $109,244 bill across that completion rate and the cohort pays $145,659 per graduate produced — our math, and the figure a payback number never shows.
Is Lincoln Technical Institute-Union expensive compared with other New Jersey colleges?
Its $27,311 net price runs $6,894 above the $20,418 median across the 78 New Jersey colleges we profile, or $27,574 more across the full degree.