Maine Maritime Academy — ROI, Cost & Payback
Maine Maritime Academy charges a net price of $23,414/yr after aid — a 4-year total of $93,656. Graduates earn a median $89,964 ten years after entry, $41,604/yr above the $48,360 high-school baseline, clearing the total in 2.3 years — a 20-year net return of $738,424, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
Maine Maritime Academy's 2.3-year payback ranks #106 of 1,280 US colleges we track — better ROI than 92% of them, and #4 of 27 in Maine.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $23,414/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $93,656 | our math |
| Median earnings, 10 yrs after entry | $89,964 | Scorecard, 2026 |
| Earnings premium over HS baseline | $41,604/yr | our math |
| Median debt (completers) | $27,000 | Scorecard, 2026 |
| Payback | 2.3 yrs | our math |
| 20-year net return | $738,424 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Maine Maritime Academy's own numbers. Net price $23,414 × 4 years = $93,656 total. Median earnings $89,964 − the $48,360 high-school baseline = $41,604 a year of premium. $93,656 ÷ $41,604 = 2.3 years to break even; twenty years of that premium minus the cost leaves $738,424. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Maine Maritime Academy students graduate with?
A median $27,000 in federal loans among completers, or 30% of the $89,964 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Maine Maritime Academy students graduate?
58% finish their degree — 42% leave carrying the cost without the credential. Spread the $93,656 bill across that completion rate and the cohort pays $161,476 per graduate produced — our math, and the figure a payback number never shows.
Is Maine Maritime Academy expensive compared with other Maine colleges?
Its $23,414 net price runs $6,234 above the $17,180 median across the 27 Maine colleges we profile, or $24,936 more across the full degree.