Mercy University — ROI, Cost & Payback
Mercy University charges a net price of $14,072/yr after aid — a 4-year total of $56,288. Graduates earn a median $52,055 ten years after entry, $3,695/yr above the $48,360 high-school baseline, clearing the total in 15.2 years — a 20-year net return of $17,612, a slow but positive payback. (Scorecard, 2026 · our math.)
Mercy University's 15.2-year payback ranks #970 of 1,280 US colleges we track — better ROI than 24% of them, and #99 of 203 in New York.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $14,072/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $56,288 | our math |
| Median earnings, 10 yrs after entry | $52,055 | Scorecard, 2026 |
| Earnings premium over HS baseline | $3,695/yr | our math |
| Median debt (completers) | $19,637 | Scorecard, 2026 |
| Payback | 15.2 yrs | our math |
| 20-year net return | $17,612 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Mercy University's own numbers. Net price $14,072 × 4 years = $56,288 total. Median earnings $52,055 − the $48,360 high-school baseline = $3,695 a year of premium. $56,288 ÷ $3,695 = 15.2 years to break even; twenty years of that premium minus the cost leaves $17,612. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Mercy University students graduate with?
A median $19,637 in federal loans among completers, or 38% of the $52,055 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Mercy University students graduate?
46% finish their degree — 54% leave carrying the cost without the credential. Spread the $56,288 bill across that completion rate and the cohort pays $122,365 per graduate produced — our math, and the figure a payback number never shows.
Is Mercy University expensive compared with other New York colleges?
Its $14,072 net price runs $4,841 below the $18,913 median across the 203 New York colleges we profile, and $19,364 less across the full degree.