Miami University-Middletown — ROI, Cost & Payback
Miami University-Middletown charges a net price of $10,809/yr after aid — a 4-year total of $43,236. Graduates earn a median $55,076 ten years after entry, $6,716/yr above the $48,360 high-school baseline, clearing the total in 6.4 years — a 20-year net return of $91,084, a solid payback. (Scorecard, 2026 · our math.)
Miami University-Middletown's 6.4-year payback ranks #559 of 1,280 US colleges we track — better ROI than 56% of them, and #25 of 144 in Ohio.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $10,809/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $43,236 | our math |
| Median earnings, 10 yrs after entry | $55,076 | Scorecard, 2026 |
| Earnings premium over HS baseline | $6,716/yr | our math |
| Median debt (completers) | $23,000 | Scorecard, 2026 |
| Payback | 6.4 yrs | our math |
| 20-year net return | $91,084 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Miami University-Middletown's own numbers. Net price $10,809 × 4 years = $43,236 total. Median earnings $55,076 − the $48,360 high-school baseline = $6,716 a year of premium. $43,236 ÷ $6,716 = 6.4 years to break even; twenty years of that premium minus the cost leaves $91,084. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Miami University-Middletown students graduate with?
A median $23,000 in federal loans among completers, or 42% of the $55,076 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Miami University-Middletown students graduate?
32% finish their degree — 68% leave carrying the cost without the credential. Spread the $43,236 bill across that completion rate and the cohort pays $135,113 per graduate produced — our math, and the figure a payback number never shows.
Is Miami University-Middletown expensive compared with other Ohio colleges?
Its $10,809 net price runs $8,974 below the $19,783 median across the 144 Ohio colleges we profile, and $35,894 less across the full degree.