Montgomery College — ROI, Cost & Payback
Montgomery College charges a net price of $8,027/yr after aid — a 2-year total of $16,054. Graduates earn a median $50,159 ten years after entry, $1,799/yr above the $48,360 high-school baseline, clearing the total in 8.9 years — a 20-year net return of $19,926, a solid payback. (Scorecard, 2026 · our math.)
Montgomery College's 8.9-year payback ranks #736 of 1,280 US colleges we track — better ROI than 43% of them, and #18 of 52 in Maryland.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $8,027/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $16,054 | our math |
| Median earnings, 10 yrs after entry | $50,159 | Scorecard, 2026 |
| Earnings premium over HS baseline | $1,799/yr | our math |
| Median debt (completers) | $10,415 | Scorecard, 2026 |
| Payback | 8.9 yrs | our math |
| 20-year net return | $19,926 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Montgomery College's own numbers. Net price $8,027 × 2 years = $16,054 total. Median earnings $50,159 − the $48,360 high-school baseline = $1,799 a year of premium. $16,054 ÷ $1,799 = 8.9 years to break even; twenty years of that premium minus the cost leaves $19,926. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Montgomery College students graduate with?
A median $10,415 in federal loans among completers, or 21% of the $50,159 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Montgomery College students graduate?
32% finish their degree — 68% leave carrying the cost without the credential. Spread the $16,054 bill across that completion rate and the cohort pays $50,169 per graduate produced — our math, and the figure a payback number never shows.
Is Montgomery College expensive compared with other Maryland colleges?
Its $8,027 net price runs $9,551 below the $17,578 median across the 52 Maryland colleges we profile, and $19,102 less across the full degree.