Montserrat College of Art — ROI, Cost & Payback
Montserrat College of Art charges a net price of $33,216/yr after aid — a 4-year total of $132,864. Median earnings ten years after entry are $33,022, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Montserrat College of Art does not clear its cost — it ranks #82 of 85 Massachusetts colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $33,216/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $132,864 | our math |
| Median earnings, 10 yrs after entry | $33,022 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$15,338/yr | our math |
| Median debt (completers) | $27,000 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$439,624 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Montserrat College of Art's own numbers. Net price $33,216 × 4 years = $132,864 total. Median earnings $33,022 fall $15,338 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $132,864 bill in about 13.3 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Montserrat College of Art students graduate with?
A median $27,000 in federal loans among completers, or 82% of the $33,022 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Montserrat College of Art students graduate?
53% finish their degree — 47% leave carrying the cost without the credential. Spread the $132,864 bill across that completion rate and the cohort pays $250,687 per graduate produced — our math, and the figure a payback number never shows.
Is Montserrat College of Art expensive compared with other Massachusetts colleges?
Its $33,216 net price runs $8,333 above the $24,883 median across the 85 Massachusetts colleges we profile, or $33,332 more across the full degree.