Mount St. Mary's University — ROI, Cost & Payback
Mount St. Mary's University charges a net price of $22,655/yr after aid — a 4-year total of $90,620. Graduates earn a median $64,072 ten years after entry, $15,712/yr above the $48,360 high-school baseline, clearing the total in 5.8 years — a 20-year net return of $223,620, a solid payback. (Scorecard, 2026 · our math.)
Mount St. Mary's University's 5.8-year payback ranks #511 of 1,280 US colleges we track — better ROI than 60% of them, and #13 of 52 in Maryland.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $22,655/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $90,620 | our math |
| Median earnings, 10 yrs after entry | $64,072 | Scorecard, 2026 |
| Earnings premium over HS baseline | $15,712/yr | our math |
| Median debt (completers) | $25,391 | Scorecard, 2026 |
| Payback | 5.8 yrs | our math |
| 20-year net return | $223,620 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Mount St. Mary's University's own numbers. Net price $22,655 × 4 years = $90,620 total. Median earnings $64,072 − the $48,360 high-school baseline = $15,712 a year of premium. $90,620 ÷ $15,712 = 5.8 years to break even; twenty years of that premium minus the cost leaves $223,620. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Mount St. Mary's University students graduate with?
A median $25,391 in federal loans among completers, or 40% of the $64,072 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Mount St. Mary's University students graduate?
65% finish their degree — 35% leave carrying the cost without the credential. Spread the $90,620 bill across that completion rate and the cohort pays $139,415 per graduate produced — our math, and the figure a payback number never shows.
Is Mount St. Mary's University expensive compared with other Maryland colleges?
Its $22,655 net price runs $5,077 above the $17,578 median across the 52 Maryland colleges we profile, or $20,308 more across the full degree.