MTI College — ROI, Cost & Payback
MTI College charges a net price of $21,740/yr after aid — a 4-year total of $86,960. Median earnings ten years after entry are $45,328, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, MTI College does not clear its cost — it ranks #170 of 334 California colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $21,740/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $86,960 | our math |
| Median earnings, 10 yrs after entry | $45,328 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$3,032/yr | our math |
| Median debt (completers) | $8,836 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$147,600 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on MTI College's own numbers. Net price $21,740 × 4 years = $86,960 total. Median earnings $45,328 fall $3,032 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $86,960 bill in about 8.7 years — the gap, not the price, is what blocks payback. Full method.
How much debt do MTI College students graduate with?
A median $8,836 in federal loans among completers, or 19% of the $45,328 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of MTI College students graduate?
77% finish their degree. Spread the $86,960 bill across that completion rate and the cohort pays $112,935 per graduate produced — our math, and the figure a payback number never shows.
Is MTI College expensive compared with other California colleges?
Its $21,740 net price runs $1,835 above the $19,905 median across the 334 California colleges we profile, or $7,340 more across the full degree.