Navarro College — ROI, Cost & Payback
Navarro College charges a net price of $14,820/yr after aid — a 2-year total of $29,640. Median earnings ten years after entry are $38,716, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Navarro College does not clear its cost — it ranks #120 of 213 Texas colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $14,820/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $29,640 | our math |
| Median earnings, 10 yrs after entry | $38,716 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$9,644/yr | our math |
| Median debt (completers) | $11,000 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$222,520 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Navarro College's own numbers. Net price $14,820 × 2 years = $29,640 total. Median earnings $38,716 fall $9,644 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $29,640 bill in about 3.0 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Navarro College students graduate with?
A median $11,000 in federal loans among completers, or 28% of the $38,716 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Navarro College students graduate?
23% finish their degree — 77% leave carrying the cost without the credential. Spread the $29,640 bill across that completion rate and the cohort pays $128,870 per graduate produced — our math, and the figure a payback number never shows.
Is Navarro College expensive compared with other Texas colleges?
Its $14,820 net price runs $4,539 below the $19,359 median across the 213 Texas colleges we profile, and $9,078 less across the full degree.