North Central Texas College — ROI, Cost & Payback
North Central Texas College charges a net price of $6,587/yr after aid — a 2-year total of $13,174. Median earnings ten years after entry are $45,809, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, North Central Texas College does not clear its cost — it ranks #73 of 213 Texas colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $6,587/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $13,174 | our math |
| Median earnings, 10 yrs after entry | $45,809 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$2,551/yr | our math |
| Median debt (completers) | $11,250 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$64,194 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on North Central Texas College's own numbers. Net price $6,587 × 2 years = $13,174 total. Median earnings $45,809 fall $2,551 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $13,174 bill in about 1.3 years — the gap, not the price, is what blocks payback. Full method.
How much debt do North Central Texas College students graduate with?
A median $11,250 in federal loans among completers, or 25% of the $45,809 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of North Central Texas College students graduate?
35% finish their degree — 65% leave carrying the cost without the credential. Spread the $13,174 bill across that completion rate and the cohort pays $37,640 per graduate produced — our math, and the figure a payback number never shows.
Is North Central Texas College expensive compared with other Texas colleges?
Its $6,587 net price runs $12,772 below the $19,359 median across the 213 Texas colleges we profile, and $25,544 less across the full degree.