Oliver Finley Academy of Cosmetology — ROI, Cost & Payback
Oliver Finley Academy of Cosmetology charges a net price of $20,033/yr after aid — a 4-year total of $80,132. Median earnings ten years after entry are $26,323, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Oliver Finley Academy of Cosmetology does not clear its cost — it ranks #14 of 14 Idaho colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $20,033/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $80,132 | our math |
| Median earnings, 10 yrs after entry | $26,323 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$22,037/yr | our math |
| Median debt (completers) | $6,333 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$520,872 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Oliver Finley Academy of Cosmetology's own numbers. Net price $20,033 × 4 years = $80,132 total. Median earnings $26,323 fall $22,037 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $80,132 bill in about 8.0 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Oliver Finley Academy of Cosmetology students graduate with?
A median $6,333 in federal loans among completers, or 24% of the $26,323 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Oliver Finley Academy of Cosmetology students graduate?
88% finish their degree. Spread the $80,132 bill across that completion rate and the cohort pays $91,059 per graduate produced — our math, and the figure a payback number never shows.
Is Oliver Finley Academy of Cosmetology expensive compared with other Idaho colleges?
Its $20,033 net price runs $2,475 above the $17,558 median across the 14 Idaho colleges we profile, or $9,900 more across the full degree.