Rowan College of South Jersey-Gloucester Campus — ROI, Cost & Payback
Rowan College of South Jersey-Gloucester Campus charges a net price of $12,378/yr after aid — a 2-year total of $24,756. Median earnings ten years after entry are $41,751, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Rowan College of South Jersey-Gloucester Campus does not clear its cost — it ranks #52 of 78 New Jersey colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $12,378/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $24,756 | our math |
| Median earnings, 10 yrs after entry | $41,751 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$6,609/yr | our math |
| Median debt (completers) | $12,000 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$156,936 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Rowan College of South Jersey-Gloucester Campus's own numbers. Net price $12,378 × 2 years = $24,756 total. Median earnings $41,751 fall $6,609 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $24,756 bill in about 2.5 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Rowan College of South Jersey-Gloucester Campus students graduate with?
A median $12,000 in federal loans among completers, or 29% of the $41,751 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Rowan College of South Jersey-Gloucester Campus students graduate?
39% finish their degree — 61% leave carrying the cost without the credential. Spread the $24,756 bill across that completion rate and the cohort pays $63,477 per graduate produced — our math, and the figure a payback number never shows.
Is Rowan College of South Jersey-Gloucester Campus expensive compared with other New Jersey colleges?
Its $12,378 net price runs $8,040 below the $20,418 median across the 78 New Jersey colleges we profile, and $16,079 less across the full degree.