Saddleback College — ROI, Cost & Payback
Saddleback College charges a net price of $4,152/yr after aid — a 2-year total of $8,304. Graduates earn a median $50,874 ten years after entry, $2,514/yr above the $48,360 high-school baseline, clearing the total in 3.3 years — a 20-year net return of $41,976, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $4,152/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $8,304 | our math |
| Median earnings, 10 yrs after entry | $50,874 | Scorecard, 2026 |
| Earnings premium over HS baseline | $2,514/yr | our math |
| Median debt (completers) | $9,500 | Scorecard, 2026 |
| Payback | 3.3 yrs | our math |
| 20-year net return | $41,976 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 2 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.