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Saint Francis University — ROI, Cost & Payback

Private nonprofit · Loretto, PA · 1,557 students

The verdict

Saint Francis University charges a net price of $23,526/yr after aid — a 4-year total of $94,104. Graduates earn a median $62,101 ten years after entry, $13,741/yr above the $48,360 high-school baseline, clearing the total in 6.8 years — a 20-year net return of $180,716, a solid payback. (Scorecard, 2026 · our math.)

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Saint Francis University's 6.8-year payback ranks #601 of 1,280 US colleges we track — better ROI than 53% of them, and #60 of 169 in Pennsylvania.

Better ROI than 53% of US colleges#601 of 1,280
Weakest ROIStrongest ROI
$23,526
Net price / yr
Scorecard, 2026
$62,101
Median earnings, 10 yrs
Scorecard, 2026
6.8 yrs
Payback
Our math, 2026
77%
Admission rate
Scorecard, 2026
Saint Francis University: cost, earnings and payback
MeasureValueSource
Net price (after aid)$23,526/yrScorecard, 2026
Total net cost (4 yrs)$94,104our math
Median earnings, 10 yrs after entry$62,101Scorecard, 2026
Earnings premium over HS baseline$13,741/yrour math
Median debt (completers)$27,000Scorecard, 2026
Payback6.8 yrsour math
20-year net return$180,716our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on Saint Francis University's own numbers. Net price $23,526 × 4 years = $94,104 total. Median earnings $62,101 − the $48,360 high-school baseline = $13,741 a year of premium. $94,104 ÷ $13,741 = 6.8 years to break even; twenty years of that premium minus the cost leaves $180,716. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do Saint Francis University students graduate with?

A median $27,000 in federal loans among completers, or 43% of the $62,101 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of Saint Francis University students graduate?

74% finish their degree. Spread the $94,104 bill across that completion rate and the cohort pays $127,168 per graduate produced — our math, and the figure a payback number never shows.

Is Saint Francis University expensive compared with other Pennsylvania colleges?

Its $23,526 net price runs $1,785 above the $21,741 median across the 169 Pennsylvania colleges we profile, or $7,140 more across the full degree.

Saint Francis University: frequently asked questions

Is Saint Francis University worth the cost?
On the numbers, yes. Saint Francis University charges $23,526/yr after aid ($94,104 over 4 years), and graduates earn a median $62,101 ten years out — $13,741/yr above the $48,360 high-school baseline. That clears the cost in 6.8 years and returns $180,716 net over 20 years, a solid payback.
How long does a Saint Francis University degree take to pay off?
About 6.8 years. We divide the $94,104 four-year net cost by the $13,741/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Saint Francis University cost after financial aid?
The median net price is $23,526/yr — about $94,104 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Saint Francis University compare to other Pennsylvania colleges?
It ranks #60 of 169 Pennsylvania colleges we track by payback. Its $62,101 median earnings beat the national median of $43,549, and its $23,526 net price is above the national median of $16,902.