Saint Joseph's College of Maine — ROI, Cost & Payback
Saint Joseph's College of Maine charges a net price of $27,555/yr after aid — a 4-year total of $110,220. Graduates earn a median $59,045 ten years after entry, $10,685/yr above the $48,360 high-school baseline, clearing the total in 10.3 years — a 20-year net return of $103,480, a slow but positive payback. (Scorecard, 2026 · our math.)
Saint Joseph's College of Maine's 10.3-year payback ranks #803 of 1,280 US colleges we track — better ROI than 37% of them, and #6 of 27 in Maine.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $27,555/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $110,220 | our math |
| Median earnings, 10 yrs after entry | $59,045 | Scorecard, 2026 |
| Earnings premium over HS baseline | $10,685/yr | our math |
| Median debt (completers) | $27,000 | Scorecard, 2026 |
| Payback | 10.3 yrs | our math |
| 20-year net return | $103,480 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Saint Joseph's College of Maine's own numbers. Net price $27,555 × 4 years = $110,220 total. Median earnings $59,045 − the $48,360 high-school baseline = $10,685 a year of premium. $110,220 ÷ $10,685 = 10.3 years to break even; twenty years of that premium minus the cost leaves $103,480. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Saint Joseph's College of Maine students graduate with?
A median $27,000 in federal loans among completers, or 46% of the $59,045 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Saint Joseph's College of Maine students graduate?
66% finish their degree — 34% leave carrying the cost without the credential. Spread the $110,220 bill across that completion rate and the cohort pays $167,000 per graduate produced — our math, and the figure a payback number never shows.
Is Saint Joseph's College of Maine expensive compared with other Maine colleges?
Its $27,555 net price runs $10,375 above the $17,180 median across the 27 Maine colleges we profile, or $41,500 more across the full degree.