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Saint Martin's University — ROI, Cost & Payback

Private nonprofit · Lacey, WA · 1,158 students

The verdict

Saint Martin's University charges a net price of $28,119/yr after aid — a 4-year total of $112,476. Graduates earn a median $62,092 ten years after entry, $13,732/yr above the $48,360 high-school baseline, clearing the total in 8.2 years — a 20-year net return of $162,164, a solid payback. (Scorecard, 2026 · our math.)

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Saint Martin's University's 8.2-year payback ranks #704 of 1,280 US colleges we track — better ROI than 45% of them, and #19 of 64 in Washington.

Better ROI than 45% of US colleges#704 of 1,280
Weakest ROIStrongest ROI
$28,119
Net price / yr
Scorecard, 2026
$62,092
Median earnings, 10 yrs
Scorecard, 2026
8.2 yrs
Payback
Our math, 2026
90%
Admission rate
Scorecard, 2026
Saint Martin's University: cost, earnings and payback
MeasureValueSource
Net price (after aid)$28,119/yrScorecard, 2026
Total net cost (4 yrs)$112,476our math
Median earnings, 10 yrs after entry$62,092Scorecard, 2026
Earnings premium over HS baseline$13,732/yrour math
Median debt (completers)$22,500Scorecard, 2026
Payback8.2 yrsour math
20-year net return$162,164our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on Saint Martin's University's own numbers. Net price $28,119 × 4 years = $112,476 total. Median earnings $62,092 − the $48,360 high-school baseline = $13,732 a year of premium. $112,476 ÷ $13,732 = 8.2 years to break even; twenty years of that premium minus the cost leaves $162,164. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do Saint Martin's University students graduate with?

A median $22,500 in federal loans among completers, or 36% of the $62,092 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of Saint Martin's University students graduate?

52% finish their degree — 48% leave carrying the cost without the credential. Spread the $112,476 bill across that completion rate and the cohort pays $216,300 per graduate produced — our math, and the figure a payback number never shows.

Is Saint Martin's University expensive compared with other Washington colleges?

Its $28,119 net price runs $16,093 above the $12,027 median across the 64 Washington colleges we profile, or $64,370 more across the full degree.

Saint Martin's University: frequently asked questions

Is Saint Martin's University worth the cost?
On the numbers, yes. Saint Martin's University charges $28,119/yr after aid ($112,476 over 4 years), and graduates earn a median $62,092 ten years out — $13,732/yr above the $48,360 high-school baseline. That clears the cost in 8.2 years and returns $162,164 net over 20 years, a solid payback.
How long does a Saint Martin's University degree take to pay off?
About 8.2 years. We divide the $112,476 four-year net cost by the $13,732/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Saint Martin's University cost after financial aid?
The median net price is $28,119/yr — about $112,476 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Saint Martin's University compare to other Washington colleges?
It ranks #19 of 64 Washington colleges we track by payback. Its $62,092 median earnings beat the national median of $43,549, and its $28,119 net price is above the national median of $16,902.