Saint Xavier University — ROI, Cost & Payback
Saint Xavier University charges a net price of $10,970/yr after aid — a 4-year total of $43,880. Graduates earn a median $58,656 ten years after entry, $10,296/yr above the $48,360 high-school baseline, clearing the total in 4.3 years — a 20-year net return of $162,040, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
Saint Xavier University's 4.3-year payback ranks #334 of 1,280 US colleges we track — better ROI than 74% of them, and #10 of 116 in Illinois.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $10,970/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $43,880 | our math |
| Median earnings, 10 yrs after entry | $58,656 | Scorecard, 2026 |
| Earnings premium over HS baseline | $10,296/yr | our math |
| Median debt (completers) | $22,223 | Scorecard, 2026 |
| Payback | 4.3 yrs | our math |
| 20-year net return | $162,040 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Saint Xavier University's own numbers. Net price $10,970 × 4 years = $43,880 total. Median earnings $58,656 − the $48,360 high-school baseline = $10,296 a year of premium. $43,880 ÷ $10,296 = 4.3 years to break even; twenty years of that premium minus the cost leaves $162,040. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Saint Xavier University students graduate with?
A median $22,223 in federal loans among completers, or 38% of the $58,656 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Saint Xavier University students graduate?
57% finish their degree — 43% leave carrying the cost without the credential. Spread the $43,880 bill across that completion rate and the cohort pays $76,982 per graduate produced — our math, and the figure a payback number never shows.
Is Saint Xavier University expensive compared with other Illinois colleges?
Its $10,970 net price runs $2,780 below the $13,750 median across the 116 Illinois colleges we profile, and $11,120 less across the full degree.