San Joaquin Valley College-Rancho Cordova — ROI, Cost & Payback
San Joaquin Valley College-Rancho Cordova charges a net price of $29,811/yr after aid — a 2-year total of $59,622. Median earnings ten years after entry are $38,317, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, San Joaquin Valley College-Rancho Cordova does not clear its cost — it ranks #225 of 334 California colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $29,811/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $59,622 | our math |
| Median earnings, 10 yrs after entry | $38,317 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$10,043/yr | our math |
| Median debt (completers) | $10,674 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$260,482 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on San Joaquin Valley College-Rancho Cordova's own numbers. Net price $29,811 × 2 years = $59,622 total. Median earnings $38,317 fall $10,043 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $59,622 bill in about 6.0 years — the gap, not the price, is what blocks payback. Full method.
How much debt do San Joaquin Valley College-Rancho Cordova students graduate with?
A median $10,674 in federal loans among completers, or 28% of the $38,317 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of San Joaquin Valley College-Rancho Cordova students graduate?
76% finish their degree. Spread the $59,622 bill across that completion rate and the cohort pays $78,450 per graduate produced — our math, and the figure a payback number never shows.
Is San Joaquin Valley College-Rancho Cordova expensive compared with other California colleges?
Its $29,811 net price runs $9,906 above the $19,905 median across the 334 California colleges we profile, or $19,812 more across the full degree.