Santa Fe College — ROI, Cost & Payback
Santa Fe College charges a net price of $11,098/yr after aid — a 2-year total of $22,196. Median earnings ten years after entry are $41,631, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Santa Fe College does not clear its cost — it ranks #56 of 166 Florida colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $11,098/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $22,196 | our math |
| Median earnings, 10 yrs after entry | $41,631 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$6,729/yr | our math |
| Median debt (completers) | $11,310 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$156,776 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Santa Fe College's own numbers. Net price $11,098 × 2 years = $22,196 total. Median earnings $41,631 fall $6,729 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $22,196 bill in about 2.2 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Santa Fe College students graduate with?
A median $11,310 in federal loans among completers, or 27% of the $41,631 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Santa Fe College students graduate?
53% finish their degree — 47% leave carrying the cost without the credential. Spread the $22,196 bill across that completion rate and the cohort pays $41,879 per graduate produced — our math, and the figure a payback number never shows.
Is Santa Fe College expensive compared with other Florida colleges?
Its $11,098 net price runs $8,714 below the $19,812 median across the 166 Florida colleges we profile, and $17,428 less across the full degree.