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Seattle Pacific University — ROI, Cost & Payback

Private nonprofit · Seattle, WA · 1,762 students

The verdict

Seattle Pacific University charges a net price of $24,488/yr after aid — a 4-year total of $97,952. Graduates earn a median $64,506 ten years after entry, $16,146/yr above the $48,360 high-school baseline, clearing the total in 6.1 years — a 20-year net return of $224,968, a solid payback. (Scorecard, 2026 · our math.)

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Seattle Pacific University's 6.1-year payback ranks #532 of 1,280 US colleges we track — better ROI than 59% of them, and #15 of 64 in Washington.

Better ROI than 59% of US colleges#532 of 1,280
Weakest ROIStrongest ROI
$24,488
Net price / yr
Scorecard, 2026
$64,506
Median earnings, 10 yrs
Scorecard, 2026
6.1 yrs
Payback
Our math, 2026
83%
Admission rate
Scorecard, 2026
Seattle Pacific University: cost, earnings and payback
MeasureValueSource
Net price (after aid)$24,488/yrScorecard, 2026
Total net cost (4 yrs)$97,952our math
Median earnings, 10 yrs after entry$64,506Scorecard, 2026
Earnings premium over HS baseline$16,146/yrour math
Median debt (completers)$24,000Scorecard, 2026
Payback6.1 yrsour math
20-year net return$224,968our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on Seattle Pacific University's own numbers. Net price $24,488 × 4 years = $97,952 total. Median earnings $64,506 − the $48,360 high-school baseline = $16,146 a year of premium. $97,952 ÷ $16,146 = 6.1 years to break even; twenty years of that premium minus the cost leaves $224,968. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do Seattle Pacific University students graduate with?

A median $24,000 in federal loans among completers, or 37% of the $64,506 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of Seattle Pacific University students graduate?

62% finish their degree — 38% leave carrying the cost without the credential. Spread the $97,952 bill across that completion rate and the cohort pays $157,987 per graduate produced — our math, and the figure a payback number never shows.

Is Seattle Pacific University expensive compared with other Washington colleges?

Its $24,488 net price runs $12,462 above the $12,027 median across the 64 Washington colleges we profile, or $49,846 more across the full degree.

Seattle Pacific University: frequently asked questions

Is Seattle Pacific University worth the cost?
On the numbers, yes. Seattle Pacific University charges $24,488/yr after aid ($97,952 over 4 years), and graduates earn a median $64,506 ten years out — $16,146/yr above the $48,360 high-school baseline. That clears the cost in 6.1 years and returns $224,968 net over 20 years, a solid payback.
How long does a Seattle Pacific University degree take to pay off?
About 6.1 years. We divide the $97,952 four-year net cost by the $16,146/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Seattle Pacific University cost after financial aid?
The median net price is $24,488/yr — about $97,952 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Seattle Pacific University compare to other Washington colleges?
It ranks #15 of 64 Washington colleges we track by payback. Its $64,506 median earnings beat the national median of $43,549, and its $24,488 net price is above the national median of $16,902.