Southern Nazarene University — ROI, Cost & Payback
Southern Nazarene University charges a net price of $22,084/yr after aid — a 4-year total of $88,336. Graduates earn a median $54,951 ten years after entry, $6,591/yr above the $48,360 high-school baseline, clearing the total in 13.4 years — a 20-year net return of $43,484, a slow but positive payback. (Scorecard, 2026 · our math.)
Southern Nazarene University's 13.4-year payback ranks #911 of 1,280 US colleges we track — better ROI than 29% of them, and #5 of 53 in Oklahoma.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $22,084/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $88,336 | our math |
| Median earnings, 10 yrs after entry | $54,951 | Scorecard, 2026 |
| Earnings premium over HS baseline | $6,591/yr | our math |
| Median debt (completers) | $21,900 | Scorecard, 2026 |
| Payback | 13.4 yrs | our math |
| 20-year net return | $43,484 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Southern Nazarene University's own numbers. Net price $22,084 × 4 years = $88,336 total. Median earnings $54,951 − the $48,360 high-school baseline = $6,591 a year of premium. $88,336 ÷ $6,591 = 13.4 years to break even; twenty years of that premium minus the cost leaves $43,484. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Southern Nazarene University students graduate with?
A median $21,900 in federal loans among completers, or 40% of the $54,951 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Southern Nazarene University students graduate?
51% finish their degree — 49% leave carrying the cost without the credential. Spread the $88,336 bill across that completion rate and the cohort pays $173,208 per graduate produced — our math, and the figure a payback number never shows.
Is Southern Nazarene University expensive compared with other Oklahoma colleges?
Its $22,084 net price runs $9,374 above the $12,710 median across the 53 Oklahoma colleges we profile, or $37,496 more across the full degree.