Spa Tech Institute-Plymouth — ROI, Cost & Payback
Spa Tech Institute-Plymouth charges a net price of $31,895/yr after aid — a 4-year total of $127,580. Median earnings ten years after entry are $27,803, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Spa Tech Institute-Plymouth does not clear its cost — it ranks #85 of 85 Massachusetts colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $31,895/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $127,580 | our math |
| Median earnings, 10 yrs after entry | $27,803 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$20,557/yr | our math |
| Median debt (completers) | $6,333 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$538,720 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Spa Tech Institute-Plymouth's own numbers. Net price $31,895 × 4 years = $127,580 total. Median earnings $27,803 fall $20,557 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $127,580 bill in about 12.8 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Spa Tech Institute-Plymouth students graduate with?
A median $6,333 in federal loans among completers, or 23% of the $27,803 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Spa Tech Institute-Plymouth students graduate?
87% finish their degree. Spread the $127,580 bill across that completion rate and the cohort pays $146,644 per graduate produced — our math, and the figure a payback number never shows.
Is Spa Tech Institute-Plymouth expensive compared with other Massachusetts colleges?
Its $31,895 net price runs $7,012 above the $24,883 median across the 85 Massachusetts colleges we profile, or $28,048 more across the full degree.