St Philip's College — ROI, Cost & Payback
St Philip's College charges a net price of $4,273/yr after aid — a 4-year total of $17,092. Median earnings ten years after entry are $38,224, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, St Philip's College does not clear its cost — it ranks #119 of 213 Texas colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $4,273/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $17,092 | our math |
| Median earnings, 10 yrs after entry | $38,224 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$10,136/yr | our math |
| Median debt (completers) | $9,500 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$219,812 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on St Philip's College's own numbers. Net price $4,273 × 4 years = $17,092 total. Median earnings $38,224 fall $10,136 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $17,092 bill in about 1.7 years — the gap, not the price, is what blocks payback. Full method.
How much debt do St Philip's College students graduate with?
A median $9,500 in federal loans among completers, or 25% of the $38,224 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of St Philip's College students graduate?
28% finish their degree — 72% leave carrying the cost without the credential. Spread the $17,092 bill across that completion rate and the cohort pays $61,043 per graduate produced — our math, and the figure a payback number never shows.
Is St Philip's College expensive compared with other Texas colleges?
Its $4,273 net price runs $15,086 below the $19,359 median across the 213 Texas colleges we profile, and $60,344 less across the full degree.