St. Thomas Aquinas College — ROI, Cost & Payback
St. Thomas Aquinas College charges a net price of $19,994/yr after aid — a 4-year total of $79,976. Graduates earn a median $62,909 ten years after entry, $14,549/yr above the $48,360 high-school baseline, clearing the total in 5.5 years — a 20-year net return of $211,004, a solid payback. (Scorecard, 2026 · our math.)
St. Thomas Aquinas College's 5.5-year payback ranks #478 of 1,280 US colleges we track — better ROI than 63% of them, and #55 of 203 in New York.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $19,994/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $79,976 | our math |
| Median earnings, 10 yrs after entry | $62,909 | Scorecard, 2026 |
| Earnings premium over HS baseline | $14,549/yr | our math |
| Median debt (completers) | $23,198 | Scorecard, 2026 |
| Payback | 5.5 yrs | our math |
| 20-year net return | $211,004 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on St. Thomas Aquinas College's own numbers. Net price $19,994 × 4 years = $79,976 total. Median earnings $62,909 − the $48,360 high-school baseline = $14,549 a year of premium. $79,976 ÷ $14,549 = 5.5 years to break even; twenty years of that premium minus the cost leaves $211,004. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do St. Thomas Aquinas College students graduate with?
A median $23,198 in federal loans among completers, or 37% of the $62,909 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of St. Thomas Aquinas College students graduate?
54% finish their degree — 46% leave carrying the cost without the credential. Spread the $79,976 bill across that completion rate and the cohort pays $148,104 per graduate produced — our math, and the figure a payback number never shows.
Is St. Thomas Aquinas College expensive compared with other New York colleges?
Its $19,994 net price runs $1,081 above the $18,913 median across the 203 New York colleges we profile, or $4,324 more across the full degree.