St. Thomas University — ROI, Cost & Payback
St. Thomas University charges a net price of $26,312/yr after aid — a 4-year total of $105,248. Graduates earn a median $54,272 ten years after entry, $5,912/yr above the $48,360 high-school baseline, clearing the total in 17.8 years — a 20-year net return of $12,992, a slow but positive payback. (Scorecard, 2026 · our math.)
St. Thomas University's 17.8-year payback ranks #1,023 of 1,280 US colleges we track — better ROI than 20% of them, and #31 of 166 in Florida.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $26,312/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $105,248 | our math |
| Median earnings, 10 yrs after entry | $54,272 | Scorecard, 2026 |
| Earnings premium over HS baseline | $5,912/yr | our math |
| Median debt (completers) | $19,125 | Scorecard, 2026 |
| Payback | 17.8 yrs | our math |
| 20-year net return | $12,992 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on St. Thomas University's own numbers. Net price $26,312 × 4 years = $105,248 total. Median earnings $54,272 − the $48,360 high-school baseline = $5,912 a year of premium. $105,248 ÷ $5,912 = 17.8 years to break even; twenty years of that premium minus the cost leaves $12,992. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do St. Thomas University students graduate with?
A median $19,125 in federal loans among completers, or 35% of the $54,272 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of St. Thomas University students graduate?
48% finish their degree — 52% leave carrying the cost without the credential. Spread the $105,248 bill across that completion rate and the cohort pays $219,267 per graduate produced — our math, and the figure a payback number never shows.
Is St. Thomas University expensive compared with other Florida colleges?
Its $26,312 net price runs $6,500 above the $19,812 median across the 166 Florida colleges we profile, or $26,000 more across the full degree.