Temple College — ROI, Cost & Payback
Temple College charges a net price of $10,682/yr after aid — a 2-year total of $21,364. Median earnings ten years after entry are $38,678, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Temple College does not clear its cost — it ranks #117 of 213 Texas colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $10,682/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $21,364 | our math |
| Median earnings, 10 yrs after entry | $38,678 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$9,682/yr | our math |
| Median debt (completers) | $12,813 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$215,004 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Temple College's own numbers. Net price $10,682 × 2 years = $21,364 total. Median earnings $38,678 fall $9,682 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $21,364 bill in about 2.1 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Temple College students graduate with?
A median $12,813 in federal loans among completers, or 33% of the $38,678 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Temple College students graduate?
32% finish their degree — 68% leave carrying the cost without the credential. Spread the $21,364 bill across that completion rate and the cohort pays $66,763 per graduate produced — our math, and the figure a payback number never shows.
Is Temple College expensive compared with other Texas colleges?
Its $10,682 net price runs $8,677 below the $19,359 median across the 213 Texas colleges we profile, and $17,354 less across the full degree.