Terra State Community College — ROI, Cost & Payback
Terra State Community College charges a net price of $17,345/yr after aid — a 4-year total of $69,380. Median earnings ten years after entry are $36,612, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Terra State Community College does not clear its cost — it ranks #119 of 144 Ohio colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $17,345/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $69,380 | our math |
| Median earnings, 10 yrs after entry | $36,612 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$11,748/yr | our math |
| Median debt (completers) | $17,500 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$304,340 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Terra State Community College's own numbers. Net price $17,345 × 4 years = $69,380 total. Median earnings $36,612 fall $11,748 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $69,380 bill in about 6.9 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Terra State Community College students graduate with?
A median $17,500 in federal loans among completers, or 48% of the $36,612 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Terra State Community College students graduate?
39% finish their degree — 61% leave carrying the cost without the credential. Spread the $69,380 bill across that completion rate and the cohort pays $177,897 per graduate produced — our math, and the figure a payback number never shows.
Is Terra State Community College expensive compared with other Ohio colleges?
Its $17,345 net price runs $2,438 below the $19,783 median across the 144 Ohio colleges we profile, and $9,750 less across the full degree.