The Master's University and Seminary — ROI, Cost & Payback
The Master's University and Seminary charges a net price of $32,647/yr after aid — a 4-year total of $130,588. Graduates earn a median $57,106 ten years after entry, $8,746/yr above the $48,360 high-school baseline, clearing the total in 14.9 years — a 20-year net return of $44,332, a slow but positive payback. (Scorecard, 2026 · our math.)
The Master's University and Seminary's 14.9-year payback ranks #960 of 1,280 US colleges we track — better ROI than 25% of them, and #107 of 334 in California.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $32,647/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $130,588 | our math |
| Median earnings, 10 yrs after entry | $57,106 | Scorecard, 2026 |
| Earnings premium over HS baseline | $8,746/yr | our math |
| Median debt (completers) | $20,500 | Scorecard, 2026 |
| Payback | 14.9 yrs | our math |
| 20-year net return | $44,332 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on The Master's University and Seminary's own numbers. Net price $32,647 × 4 years = $130,588 total. Median earnings $57,106 − the $48,360 high-school baseline = $8,746 a year of premium. $130,588 ÷ $8,746 = 14.9 years to break even; twenty years of that premium minus the cost leaves $44,332. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do The Master's University and Seminary students graduate with?
A median $20,500 in federal loans among completers, or 36% of the $57,106 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of The Master's University and Seminary students graduate?
68% finish their degree — 32% leave carrying the cost without the credential. Spread the $130,588 bill across that completion rate and the cohort pays $192,041 per graduate produced — our math, and the figure a payback number never shows.
Is The Master's University and Seminary expensive compared with other California colleges?
Its $32,647 net price runs $12,742 above the $19,905 median across the 334 California colleges we profile, or $50,968 more across the full degree.