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The University of Tennessee-Knoxville — ROI, Cost & Payback

Public · Knoxville, TN · 30,418 students

The verdict

The University of Tennessee-Knoxville charges a net price of $18,976/yr after aid — a 4-year total of $75,904. Graduates earn a median $60,249 ten years after entry, $11,889/yr above the $48,360 high-school baseline, clearing the total in 6.4 years — a 20-year net return of $161,876, a solid payback. (Scorecard, 2026 · our math.)

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The University of Tennessee-Knoxville's 6.4-year payback ranks #561 of 1,280 US colleges we track — better ROI than 56% of them, and #6 of 91 in Tennessee.

Better ROI than 56% of US colleges#561 of 1,280
Weakest ROIStrongest ROI
$18,976
Net price / yr
Scorecard, 2026
$60,249
Median earnings, 10 yrs
Scorecard, 2026
6.4 yrs
Payback
Our math, 2026
42%
Admission rate
Scorecard, 2026
The University of Tennessee-Knoxville: cost, earnings and payback
MeasureValueSource
Net price (after aid)$18,976/yrScorecard, 2026
Total net cost (4 yrs)$75,904our math
Median earnings, 10 yrs after entry$60,249Scorecard, 2026
Earnings premium over HS baseline$11,889/yrour math
Median debt (completers)$20,500Scorecard, 2026
Payback6.4 yrsour math
20-year net return$161,876our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on The University of Tennessee-Knoxville's own numbers. Net price $18,976 × 4 years = $75,904 total. Median earnings $60,249 − the $48,360 high-school baseline = $11,889 a year of premium. $75,904 ÷ $11,889 = 6.4 years to break even; twenty years of that premium minus the cost leaves $161,876. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do The University of Tennessee-Knoxville students graduate with?

A median $20,500 in federal loans among completers, or 34% of the $60,249 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of The University of Tennessee-Knoxville students graduate?

74% finish their degree. Spread the $75,904 bill across that completion rate and the cohort pays $102,573 per graduate produced — our math, and the figure a payback number never shows.

Is The University of Tennessee-Knoxville expensive compared with other Tennessee colleges?

Its $18,976 net price runs $3,707 above the $15,269 median across the 91 Tennessee colleges we profile, or $14,828 more across the full degree.

The University of Tennessee-Knoxville: frequently asked questions

Is The University of Tennessee-Knoxville worth the cost?
On the numbers, yes. The University of Tennessee-Knoxville charges $18,976/yr after aid ($75,904 over 4 years), and graduates earn a median $60,249 ten years out — $11,889/yr above the $48,360 high-school baseline. That clears the cost in 6.4 years and returns $161,876 net over 20 years, a solid payback.
How long does a The University of Tennessee-Knoxville degree take to pay off?
About 6.4 years. We divide the $75,904 four-year net cost by the $11,889/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does The University of Tennessee-Knoxville cost after financial aid?
The median net price is $18,976/yr — about $75,904 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does The University of Tennessee-Knoxville compare to other Tennessee colleges?
It ranks #6 of 91 Tennessee colleges we track by payback. Its $60,249 median earnings beat the national median of $43,549, and its $18,976 net price is above the national median of $16,902.