UCNJ Union College of Union County New Jersey — ROI, Cost & Payback
UCNJ Union College of Union County New Jersey charges a net price of $8,257/yr after aid — a 2-year total of $16,514. Median earnings ten years after entry are $41,595, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, UCNJ Union College of Union County New Jersey does not clear its cost — it ranks #48 of 78 New Jersey colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $8,257/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $16,514 | our math |
| Median earnings, 10 yrs after entry | $41,595 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$6,765/yr | our math |
| Median debt (completers) | $15,091 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$151,814 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on UCNJ Union College of Union County New Jersey's own numbers. Net price $8,257 × 2 years = $16,514 total. Median earnings $41,595 fall $6,765 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $16,514 bill in about 1.7 years — the gap, not the price, is what blocks payback. Full method.
How much debt do UCNJ Union College of Union County New Jersey students graduate with?
A median $15,091 in federal loans among completers, or 36% of the $41,595 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of UCNJ Union College of Union County New Jersey students graduate?
35% finish their degree — 65% leave carrying the cost without the credential. Spread the $16,514 bill across that completion rate and the cohort pays $47,183 per graduate produced — our math, and the figure a payback number never shows.
Is UCNJ Union College of Union County New Jersey expensive compared with other New Jersey colleges?
Its $8,257 net price runs $12,161 below the $20,418 median across the 78 New Jersey colleges we profile, and $24,321 less across the full degree.