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University of California-San Diego — ROI, Cost & Payback

Public · La Jolla, CA · 34,948 students

The verdict

University of California-San Diego charges a net price of $12,470/yr after aid — a 4-year total of $49,880. Graduates earn a median $84,943 ten years after entry, $36,583/yr above the $48,360 high-school baseline, clearing the total in 1.4 years — a 20-year net return of $681,780, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)

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University of California-San Diego's 1.4-year payback ranks #27 of 1,280 US colleges we track — better ROI than 98% of them, and #8 of 334 in California.

Better ROI than 98% of US colleges#27 of 1,280
Weakest ROIStrongest ROI
$12,470
Net price / yr
Scorecard, 2026
$84,943
Median earnings, 10 yrs
Scorecard, 2026
1.4 yrs
Payback
Our math, 2026
27%
Admission rate
Scorecard, 2026
University of California-San Diego: cost, earnings and payback
MeasureValueSource
Net price (after aid)$12,470/yrScorecard, 2026
Total net cost (4 yrs)$49,880our math
Median earnings, 10 yrs after entry$84,943Scorecard, 2026
Earnings premium over HS baseline$36,583/yrour math
Median debt (completers)$15,500Scorecard, 2026
Payback1.4 yrsour math
20-year net return$681,780our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on University of California-San Diego's own numbers. Net price $12,470 × 4 years = $49,880 total. Median earnings $84,943 − the $48,360 high-school baseline = $36,583 a year of premium. $49,880 ÷ $36,583 = 1.4 years to break even; twenty years of that premium minus the cost leaves $681,780. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do University of California-San Diego students graduate with?

A median $15,500 in federal loans among completers, or 18% of the $84,943 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of University of California-San Diego students graduate?

86% finish their degree. Spread the $49,880 bill across that completion rate and the cohort pays $58,000 per graduate produced — our math, and the figure a payback number never shows.

Is University of California-San Diego expensive compared with other California colleges?

Its $12,470 net price runs $7,435 below the $19,905 median across the 334 California colleges we profile, and $29,740 less across the full degree.

University of California-San Diego: frequently asked questions

Is University of California-San Diego worth the cost?
On the numbers, yes. University of California-San Diego charges $12,470/yr after aid ($49,880 over 4 years), and graduates earn a median $84,943 ten years out — $36,583/yr above the $48,360 high-school baseline. That clears the cost in 1.4 years and returns $681,780 net over 20 years, a strong payback — the degree clears its cost fast.
How long does a University of California-San Diego degree take to pay off?
About 1.4 years. We divide the $49,880 four-year net cost by the $36,583/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does University of California-San Diego cost after financial aid?
The median net price is $12,470/yr — about $49,880 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does University of California-San Diego compare to other California colleges?
It ranks #8 of 334 California colleges we track by payback. Its $84,943 median earnings beat the national median of $43,549, and its $12,470 net price is below the national median of $16,902.