University of Holy Cross — ROI, Cost & Payback
University of Holy Cross charges a net price of $15,635/yr after aid — a 4-year total of $62,540. Graduates earn a median $49,316 ten years after entry, $956/yr above the $48,360 high-school baseline, clearing the total in 65.4 years — a 20-year net return of $-43,420, a weak return — the cost is hard to justify on earnings alone. (Scorecard, 2026 · our math.)
University of Holy Cross's 65.4-year payback ranks #1,208 of 1,280 US colleges we track — better ROI than 6% of them, and #11 of 52 in Louisiana.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $15,635/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $62,540 | our math |
| Median earnings, 10 yrs after entry | $49,316 | Scorecard, 2026 |
| Earnings premium over HS baseline | $956/yr | our math |
| Median debt (completers) | $26,995 | Scorecard, 2026 |
| Payback | 65.4 yrs | our math |
| 20-year net return | $-43,420 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.