University of Mary Hardin-Baylor — ROI, Cost & Payback
University of Mary Hardin-Baylor charges a net price of $26,106/yr after aid — a 4-year total of $104,424. Graduates earn a median $56,132 ten years after entry, $7,772/yr above the $48,360 high-school baseline, clearing the total in 13.4 years — a 20-year net return of $51,016, a slow but positive payback. (Scorecard, 2026 · our math.)
University of Mary Hardin-Baylor's 13.4-year payback ranks #913 of 1,280 US colleges we track — better ROI than 29% of them, and #43 of 213 in Texas.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $26,106/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $104,424 | our math |
| Median earnings, 10 yrs after entry | $56,132 | Scorecard, 2026 |
| Earnings premium over HS baseline | $7,772/yr | our math |
| Median debt (completers) | $26,000 | Scorecard, 2026 |
| Payback | 13.4 yrs | our math |
| 20-year net return | $51,016 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of Mary Hardin-Baylor's own numbers. Net price $26,106 × 4 years = $104,424 total. Median earnings $56,132 − the $48,360 high-school baseline = $7,772 a year of premium. $104,424 ÷ $7,772 = 13.4 years to break even; twenty years of that premium minus the cost leaves $51,016. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do University of Mary Hardin-Baylor students graduate with?
A median $26,000 in federal loans among completers, or 46% of the $56,132 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of Mary Hardin-Baylor students graduate?
49% finish their degree — 51% leave carrying the cost without the credential. Spread the $104,424 bill across that completion rate and the cohort pays $213,110 per graduate produced — our math, and the figure a payback number never shows.
Is University of Mary Hardin-Baylor expensive compared with other Texas colleges?
Its $26,106 net price runs $6,747 above the $19,359 median across the 213 Texas colleges we profile, or $26,988 more across the full degree.